Rhode Island
At Pascal Burke Insurance Brokerage Inc., we assist business owners and trade contractors across Rhode Island in securing insurance protection tailored to their operational exposures. From general liability and workers’ compensation to commercial auto, machinery floaters, surety bonds, and comprehensive commercial coverage, we help you evaluate policy options suited to your enterprise.
Customized Contractor Insurance Solutions Across Rhode Island
Rhode Island contractors face specific state licensing standards and jobsite exposures depending on their specialization and project locations. Our team specializes in commercial trade insurance, assisting contractors in obtaining protection for active jobsites, field crews, commercial fleets, tools, completed operations, and liabilities affecting business continuity.
Commercial Business Protection Designed Around Your Operations
Whether you require core general liability, mandatory worker safety policies, commercial vehicle coverage, builders risk, commercial property insurance, professional indemnity, environmental risk coverage, or umbrella limits, we guide you through evaluating reliable protection choices.
Our goal is to make commercial insurance simple and transparent. Rather than offering standardized policy packages, we review your operational setup, jobsite demands, equipment reliance, and industry hazards when helping you build your insurance strategy.
Cities We Serve in Rhode Island
Comprehensive Insurance Options for Rhode Island Business Owners
Our risk management options include complete Business Owners Policies (BOP), heavy machinery floaters, contractor licensing bonds, alongside performance and payment bond options structured to support trade specialists as their companies expand.
We recognize that insurance requirements shift as your company secures larger projects, hires additional crew members, expands machinery fleets, or offers broader services. Our brokers perform ongoing coverage assessments to ensure your policy keeps pace with your business growth.
Secure the Right Protection for Your Rhode Island Operations
Pascal Burke Insurance Brokerage Inc. helps simplify navigating commercial policy choices. Reach out today to review your operational exposures, understand coverage options, and establish custom insurance solutions aligned with your business goals.
Dedicated Risk Guidance for Rhode Island Builders: Maintaining proper insurance is essential for protecting business financial stability while completing jobs and serving clients across Rhode Island. We collaborate with contractors to identify and eliminate potential policy gaps.
Scalable Coverage Strategies Built to Safeguard Your Enterprise
Whether you need foundational liability protection or complex multi-layered coverage for large-scale development projects, our team remains committed to delivering dependable, regulation-compliant risk management options for your business.
Business Classes
Construction & General Contracting
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General ContractorStandard Coverage
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Carpentry (Framing)Learn More
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Carpentry (Interior/Woodwork/Shop) Class Code: 91341Learn More
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Concrete Flatwork Class Code: 92215Learn More
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Concrete Foundation Class Code: 91560Learn More
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Drywall Class Code: 92338Learn More
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Excavation Class Code: 94007Learn More
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Grading Class Code: 95410Learn More
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Masonry Class Code: 97447Learn More
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Plastering / Stucco Class Code: 98449Standard Coverage
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Painting Exterior Class Code: 98304Learn More
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Painting Interior Class Code: 98305Learn More
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Paperhanging Class Code: 98344Learn More
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Roofing Residential Class Code: 98678Learn More
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Roofing Commercial Class Code: 98677Learn More
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Siding and Decking Class Code: 98967Standard Coverage
Installation & Specialty Trades
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Electrical Class Code: 92478Learn More
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HVAC Class Code: 95647Learn More
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Plumbing Residential Class Code: 98483Learn More
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Plumbing Commercial Class Code: 98482Learn More
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Appliances & Accessories Installation Class Code: 91155Standard Coverage
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Door & Window Installation Class Code: 91746Learn More
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Furniture/Fixtures Installation Class Code: 95124Standard Coverage
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Glazing/Glass Installation Class Code: 13590Standard Coverage
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Insulation Class Code: 96409Standard Coverage
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Solar Installation Class Code: 99080Standard Coverage
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Tile, Stone and Marble Installation Class Code: 99746Standard Coverage
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Welding Class Code: 99969Standard Coverage
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Metal Erection - Decorative/Sheet Metal Class Code: 97650Standard Coverage
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Metal Erection - Structural Class Code: 97655Standard Coverage
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Signage Class Code: 98993Learn More
Cleaning & Property Services
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Janitorial Class Code: 96816Learn More
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Landscaping Class Code: 97047Learn More
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Carpet Cleaning Class Code: 91405Learn More
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Chimney Cleaning Class Code: 91481Learn More
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Cleaning Outside the Building Class Code: 91523Standard Coverage
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Debris Removal Class Code: 91629Learn More
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Handyman Class Code: 95625Learn More
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Home Inspection Class Code: 96317Standard Coverage
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Septic Tank Installation Class Code: 98806Learn More
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Swimming Pool Cleaning Class Code: 99505Learn More
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Swimming Pool Installation Class Code: 99507Learn More
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Tree Trimming Class Code: 99777Learn More
Explore Our Business Lines
Tailored insurance solutions to protect every aspect of your business.
Let’s Find the Right Coverage
Click below to visit our quote page, share a few details about your business, and let our team help you find suitable coverage.
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